Blogs

Guides and insights on UAE mortgages from Trevio's advisors: borrowing limits, rates, residency rules and more.

• How to Get a Mortgage in Dubai: A Step-by-Step Guide

  Getting a mortgage in Dubai is more straightforward than most buyers expect — if you know the order of play. Here's the process, start to finish.

• UAE Mortgage Documents Checklist: What Banks Ask For

  Missing paperwork is the most common reason UAE mortgage applications slow down. Use this checklist to get it right the first time.

• UAE Mortgage Eligibility: Income, Age and Debt Burden Explained

  Whether you qualify depends on four things: your income, your debts, your age and the property. Here's how each one works.

• Fixed vs Variable Mortgage Rates in the UAE: Which Is Right for You?

  The rate type you choose shapes your monthly payment for years. Here's how fixed and variable rates differ, and who each suits.

• Can Non-Residents Get a Mortgage in the UAE?

  Yes, you can. Non-residents can buy freehold property in designated UAE areas and finance it with a mortgage, with a few differences from residents.

• Off-Plan Mortgages in Dubai: What Banks Will Actually Lend

  Off-plan properties are popular, but financing them works differently from buying a finished home. Here's what to know before you commit.

• Islamic Home Finance Explained: Ijara vs Murabaha

  Islamic home finance is Sharia-compliant: instead of lending you money and charging interest, the bank buys the property and sells or leases it to you.

• Buy-to-Let Mortgages in Dubai: Lending Rules and Rental Yield

  Buy-to-let can build wealth in Dubai, but financing an investment property comes with its own considerations.

• The Hidden Costs of Buying Property in Dubai

  The price on the listing isn't the full price. Plan on adding roughly 7–10% for fees on top of your deposit. Here's where it goes.

• How Much Mortgage Can I Afford on My Salary in the UAE?

  Your salary sets your ceiling, but your existing debts shape it. Here's a simple way to estimate how much you can borrow.

• Mortgage Refinancing in the UAE: When It Pays Off

  Refinancing can cut your payments or release equity, but only if the savings outweigh the cost of switching.